Wikimedia Is Suing The NSA Over Its Mass Surveillance Program

The Wikimedia Foundation is suing the US National Security Agency for breaching Wikipedia users’ privacy with mass surveillance techniques. It said that the aim of the suit is to “end mass surveillance program in order to protect the rights of our users around the world.” The group maintains that the agency overstepped the limits set by the authority of the 2008 Foreign Intelligence Surveillance Act. It’ll file the complaint in conjunction with eight other organizations – including Amnesty International USA, Human...

Why The Obama Health Care Plan Is Important

The Obama health care plan, whether you believe in all of it’s tenets or not, is one that at least gets us pointed in a direction. Putting it another way, the cost of inaction will drive us even further into a country that cares more about political lobbying than the real needs of our people. It’s important to really understand what Mr. Obama’s health care plan is about in order to make a fair judgment one way or the other. I’m a small business owner without the comforts of a big company medical plan. Fortunately for...

Why ObamaCare Is Struggling

Insurers are pulling out, premiums are rising, and many customers are being left with little or no choice of insurance plans. When it was passed in 2010, President Obama and congressional Democrats hoped the Affordable Care Act would provide uninsured Americans with private health-care coverage similar to employer-sponsored plans, with federal subsidies making premiums affordable for nearly everyone. But many of the biggest providers including Aetna, United Health, and Humana started out with low premiums to attract customers, and have lost so...

Why Medical Debt And Bankruptcy Are Growing Problems

Burdensomely high medical costs are often blamed for pushing many Americans into bankruptcy. According to the Consumer Financial Protection Bureau some 43 million Americans have unpaid medical debt on their credit reports. Medical debt isn’t like other debt. It is not because of unwise purchases, but often because of unforeseen circumstances, like an illness or accident. Unpaid medical debts can harm credit scores, which can make it harder to apply for loans, apply for credit cards or apply for a lease. My own research on medical debt...

Why Private Health Insurers Are Losing Money On The Affordable Care Act

The choice of young people to forgo health insurance combined with the high cost of providing care for the sickest Americans are together generating big losses for insurers participating in the Affordable Care Act’s state insurance marketplaces. Aetna, one of the nation’s largest health insurance companies, announced in August that it would no longer participate in exchanges, citing a $200 million loss. Aetna’s premiums are now expected to go up by 25 percent in 2017, so the company can attempt to make up for the loss. A...