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Young Adults See Cost As Disadvantage Of Health Insurance

While many young adults are concerned about the cost of health insurance, they often don’t understand how out-of-pocket costs for care can add up, a small study suggests. These adults, mostly in their 20s, see access to preventive or primary care as the biggest advantage of insurance, and the financial strain of paying for coverage as the main disadvantage, the study found. Despite their price concerns, however, nearly half of them couldn’t define deductible,” the amount they need to pay before insurance will pick up the bill....

Zimbabwe Doctors Say Insurers Owe $220 Mln, Will Now Take Cash Only

Doctors in Zimbabwe will no longer accept patients with medical insurance from July 1 due to insurers owing them $220 million, the main doctors’ association said on Thursday, leaving thousands to pay cash or rely on underfunded state hospitals. Most doctors in Zimbabwe run private practices and some also put in hours at private and state hospitals. Government-run hospitals, used by the majority of Zimbabweans, often lack basic medicines and specialist doctors and are largely shunned by patients on health insurance. The southern African...

Workers’ Compensation In Minnesota

Workers’ compensation benefits are laws that are dedicated to providing money and medical benefits to an employee who has an injury as a result of an accident, injury or occupational disease incurred at work. The laws are specifically designed to protect workers and their dependents against the hardships from injury or death arising out of the work environment. The Worker’s Compensation laws benefit both the employee and employer. The employee receives money and medical benefits in exchange for forfeiting the common law right to...

Yes, Deal Better With The Issues But Don’t Get Sidelined From More Costly, Needed Health

A contentious cloud hangs over the health care reform debate. Medical malpractice costs are a flash point for physicians and malpractice trial lawyers, each side claiming their solutions must be heeded to avoid potential disaster for patients and our health care delivery system. I believe the issue is a distraction, but that doesn’t mean it shouldn’t be addressed. The topic obstructs discussion of the higher impact reforms we need to tackle. It’s out there, like a sore thumb, so I’d like to walk through some of the...

Will Health Insurance Expansion Cut ER Use?

As the nation’s health care system prepares for uninsured Americans to gain health insurance coverage under the Affordable Care Act, a question hangs over crowded hospital emergency departments. According to the results of a new University of Michigan Medical School study in teens and young adults , the answer likely reflects a balance of ER care versus clinic visits. While the number of ER visits will likely stay about the same, clinic visits will likely go up. The results, from the first national study of its kind, are published in...